1705 Manhattan Blvd · Rev J · As-Complete ARV · Lender Collateral Letter

Mirage Manhattan · Rev J

1705 Manhattan Blvd · Harvey, LA 70058

504-314-8441 · partners@miragedistrictnola.com · miragemanhattan.com

Date: July 8, 2026

To: [Lender · loan officer · equity partner]

From: Philbert Honore · Sponsor · Mirage Manhattan

Re: As-complete collateral value @ CO · Rev J · 55,000 SF GBA + 48 hotel keys

Dear [Name],

This letter supports as-complete improved collateral for Rev J — a 3-story engineered steel mixed-use destination (permanent structural steel frame · hurricane-rated Jefferson · superior clear-span and durability vs typical stick-built strip). It is sponsor-prepared sales comparison — not an appraisal. Order independent MAI at credit approval. Public / lender language: quality steel construction — do not characterize as temporary or “prefab.”

Square footage · two numbers · do not confuse

MeasureSFUse
Gross building area @ CO55,000ONLY sales-comp / MAI basis · L1 11,200 + L2 16,000 + L3 16,000 enclosed
Building pad (plan)16,000 (200′ × 80′)Steel takeoff / site · never sales-comp alone
Open court (outdoor)4,800Accessory · excluded from GBA
Residence area36,080 (48×610 + 8×850)Inside L2–L5 · income component · inside GBA

Subject · Improved Property @ CO

ItemDetail
Address1705 Manhattan Blvd · Tax ID 0300008355 · PLS #8387 · 2.2 ac
ProgramCRAVE 4,800 SF (one menu · table service) · Mirage Ballroom 4,500 SF · 10 retail 7,500 SF · kitchen BOH 1,260 SF · 48 hotel rooms
StructureEngineered steel frame · finished §40-447(h) exterior · not stick-built · PE-stamped connections
All-in @ CO~$3,500,000

Primary ARV Comparables · bracketed to 55,000 SF GBA

Bracket on recorded sales: 1020 Manhattan @ $166/SF on 31,115 SF is the same street at bulk scale. 1650 Manhattan @ $217/SF is the small improved strip ceiling. Reconcile between them with use and condition adjustments — always on 55,000 SF GBA, never 16,000 pad alone.

RankPropertySaleComp SFComp $/SFSubject indicated
B · primary1020 Manhattan · healthcare bulk$5,170,96731,115$166~$7.17M
55,000 × $166 direct
A1650 Manhattan · VO PLAZA · Jan 2025$1,400,0006,445$217Strip ceiling · ~$174/SF after −20% size
~$7.5M band
D1720 Gretna Blvd · bar/restaurant$1,100,0004,544$242A-2 / F&B use support · not size-blind
Wrong · footprint-only16,000$243$3.9M · undercounts L2+L3
Reconciled1705 Mirage @ CO55,000 GBA~$170~$9.35M

Adjustments · Comp B + A → Subject GBA

ElementAdjustmentRationale
Location0%Same Manhattan corridor
Scale bracket$166/SF floor1020 Manhattan · 31,115 SF recorded · same arterial
Size · 1650 strip−15% to −20% on $/SF6,445 SF vs 55,000 GBA · moderate GLA adjustment
Condition / structure+8%New engineered steel @ CO vs older strip / medical bulk
Mixed use + 56 residence keys+5%A-2 + retail + hotel vs single-use medical / inline strip
Reconciled rate on GBA~$168–175/SF1020 bulk anchor + strip ceiling bracket → ~$7.2–7.6M · midpoint ~$9.35M @ ~$170/SF

ARV Reconciliation · Three Clocks

ClockIndicated valueMethod
1 · Cost @ CO~$3.0MLand + hard construction · floor only
2 · Sales comp @ CO~$7.2–7.6M55,000 SF GBA · 1020 bulk @ $166 + 1650 strip bracket · reconciled ~$170/SF
3 · Stabilized Y3–5$8M – $12MIncome + keys · separate clock · MAI required

Equity Spread @ CO

Against ~$3.5M all-in, reconciled sales comparison ~$9.35M on 55,000 SF GBA (~$170/SF) implies roughly +$5.85M day-one equity spread before stabilized income. Cost alone does not cap market value when bulk corridor comps trade at $166/SF on the same street.

Order at Credit Approval

  1. MAI improved appraisal @ CO — measure 55,000 SF GBA + 56 residence keys · cite Comps A & D
  2. STR submarket report · Jefferson hotel occupancy
  3. Clerk deed verification on primary comps

Sincerely,

Philbert Honore
Sponsor · Mirage Manhattan
504-314-8441

Sponsor worksheet only · not USPAP · not a bank appraisal. Sales comparison on 55,000 SF gross building area @ CO — not 16,000 SF footprint.

← Comps on site ·